Why Are My Credit Scores Different?

Why Are My Credit Scores Different?

Have you ever checked your credit online, maybe through CreditKarma or Experian, and then when you go to the bank to try to get a loan, the lender comes up with a different score? Why is that? I’ll tell you why. Because the banks and the credit bureaus are using two...

read more
Credit Cards and Balances – The Truth

Credit Cards and Balances – The Truth

Alright, I want you to take everything you THINK you know about credit cards and throw it away. Seriously unless I gave you the advice erase it from your mind for just a minute, let's consider things from a new perspective. Okay, now we can get talking. You hear all...

read more
The Secret to a Good Credit Score

The Secret to a Good Credit Score

Let's talk credit cards. You hear often conflicting results on how they are good or bad for your credit. Let's set this straight right now. Credit cards CAN HELP your credit when used properly. In fact, I strongly encourage you to manage your credit cards and put them...

read more
Rules/Guidelines to Manage Your Credit

Rules/Guidelines to Manage Your Credit

Everyone wants to have a good credit score, right? Well, it’s important you know how to make that happen. This is another topic with a lot of misinformation surrounding it, but I’m here to provide you with the truth about how to manage your credit correctly. Let me...

read more
What Really Affects Your Credit

What Really Affects Your Credit

Credit is one of those topics with a lot of misconceptions and misinformation. I just want to give it to you straight and really simplify it for you so you know not only what credit really is, but what factors affect it. A quick back story on the history of credit:...

read more