Pennington Traditional Business Credit Line

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Do you need a business line of credit? (Not credit cards a true business credit line.)

If you’re a business owner in need of open-ended access to credit for ongoing needs such as seasonal working capital or inventory management, a business line of credit might be the solution for managing your cash flow. Ideal for Established (at least 2 years old) businesses looking for an unsecured financing solution to supplement cash flow, take advantage of unexpected business opportunities, expand your business or cover for any business expenditure. Also included in our Program this will provides optional overdraft protection for your Business checking account.

Variable Rate
Flexible revolving credit lines starting at $50,000-$1M+
Fast, easy access to funds whenever you need them—online, over the phone or in a banking center
Pay no interest until you draw funds
Pay in full or over time
SBA Express Options Available
Flexible Access by check, online, telephone or Credit card.
Most Programs with NO ANNUAL FEE.
Interest Only payments

How It Works…

Get fast, convenient access to up to $1M+ cash without fees1 when you use free personalized Business Line checks to pay vendors or employees, make larger purchases and more from your line of credit account.

Or, access your line of credit with the Business Line Card access and make business purchases at retailers, online and anywhere credit cards are accepted. Get up to four personalized access cards, so all owners of your business can access your line of credit.

Secure your credit line with...

  • A blanket lien on your assets and borrow up to 70% of accounts receivables and 40% of inventory
  • A certificate of deposit and borrow up to 100%
  • Your Business Equity with our Business Equity Line of Credit Program
  • Commercial Line Of Credit

Payments….

Monthly Payment Options Monthly interest-only payments automatically deducted from your business checking account during revolving credit period. Principal payments can also be made by the borrower at any time. Also Variable terms up to 15 years available.

Program Benefits

Low Interest

-Rates as low as 4.99% for FULL DOC applicants
-As low as 7.99% for STATED INCOME applicants
-All our products are unsecured. We do not collateralize or lien against any personal property or commercial property.

Lines will not report to credit bureaus

Lines will only report to your new business credit profile. So in the near future you do not have to depend on your personal credit for future business financing needs.Drawing these credit lines will not affect your debt/credit ratio, thereby protecting your personal credit for personal needs (auto loans, mortgages, student loans, personal credit cards).

No Doc or Full Doc & Verification

We have products that tailor to how established your business is. If your business is a start up, we have No Doc products available. If your business is established and showing profit, we have full doc products available.

No Upfront Costs

With our pay per performance pledge, you will not be charged a dime until you receive your funding.


"Our goal is to help you reach your goal"

Pennington Consulting Group Funding Programs are available for all types of businesses. We are committed to helping you get the money you need now and work with hundreds of funding sources that are perfect for your needs.
Since expanding nationwide in 2011 we have helped many business owners just like you get hundreds of thousands of dollars in business credit lines and loans. We help small to large size businesses in almost any industry: Storefront Businesses, Real Estate, Home Based, Internet, Home Services (plumbing, electrical, etc.), just to name a few. Again with our "Pay Per Performance Pledge" you will never have to pay a dime until you receive your lines of credit or get approved for your loan
Whether it's time to finance a golden opportunity, your family or you just need a little extra cash to get through an unexpected emergency, expect more loans and credit services from Pennington Consulting Services. Whatever goal you're trying to achieve, whatever need you're trying to meet, our F.I.C.O-approved consultants will be happy to assist you in determining what loan option will work best for you.

Call Today: 800-910-3570

Contact Us

Frequently Asked Questions

1.Is there a minimum or maximum amount to a line of credit?
2.How can I secure my business line of credit?
3.Do I need to provide income or revenue documentation?
4.Will I pay any interest on my line of credit if I have a zero balance?
5.What if I'm a Start-up?
6.My business is brand-new; can I still get a line of credit?

Call Us today to schedule a consultation: 800-910-3570

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